What is Open Banking?

Open Banking is part of the Australian Government's Consumer Data Right and is the secure way to give organisations access to your banking information. You have control over how your data is used, and who it is given to.

For customers

Who can I share my information with?
Who can I share my information with?

Open Banking gives you the ability to share your banking information with organisations accredited by the Australian Competition and Consumer Commission (ACCC).

Our CDR Policy
Our Consumer Data Right Policy

Our Consumer Data Right Policy provides you with information on how we manage your data under the Consumer Data Right.

Sharing your data
Sharing your data

To provide you with a new or improved service, an accredited organisation may ask you to share your data. Before we share your data, you need to give us permission. You'll be securely transferred to Heartland Bank to authorise us to share your data.

Managing consents
Managing consents

You can view and manage your data sharing consents in Internet Banking. Here you can view active and archived consents, and if you wish, stop sharing from an active consent. To find out more about managing your data view our Open Banking FAQs.

Open Banking product API

Information about our products is made available using public APIs under the Consumer Data Right.

For more information about public APIs and how to use them, visit the Consumer Data Standards website.


Visit this link to get a list of products available via this service.

API link: https://api.openbanking.heartlandbank.com.au/cds-au/v1/banking/products

Product details

Visit this link to obtain information on a single product we currently offer.

API link: https://api.openbanking.heartlandbank.com.au/cds-au/v1/banking/products/[product-ID]


You can find more information about Open Banking on the Australian Government's Consumer Data Right website. And of course, our team is also here to help. If you have any questions, call us on 1300 221 479 (8.30am - 4.30pm EST/EDT Monday - Friday).